The CLAC Blog
Welcome to the CAI-CLAC blog, your resource for community association legislation, events and current news.
Interview with Commissioner Lara and CalMatters
In a September 19, 2024, interview with CalMatters, California Insurance Commissioner Ricardo Lara discussed the state’s ongoing efforts to restore stability to California’s insurance market. With insurers withdrawing from high-risk areas due to climate change and growing reinsurance costs, homeowners and businesses alike are struggling to find affordable coverage. Lara’s solution, known as the Sustainable Insurance Strategy (SIS), aims to reshape the insurance landscape in California. Here’s how.
2024 Annual Planning Meeting Recap
On Friday, October 25th, the California Legislative Action Committee of the Community Associations Institute (CAI-CLAC) met for their Annual Planning Meeting (APM). Attendees traveled from all over the state to Southern California for this in-person meeting. After attending, I am excited to be able to share with my co-workers how CAI-CLAC is planning to help our HOAs even more with multiple issues which greatly affect our Associations in the upcoming year.
CA FAIR Plan Expanded Access and Expanded Risk
On July 25, 2024, and then again on August 27, 2024, the CA FAIR Plan and the CA Department of Insurance (CDI) entered into an agreement that increased access to the CA FAIR Plan for many condominium associations in California, while also increasing the level of risk they would take on by having their insurance through the FAIR Plan. Kimberly Lilley, CIRMS, CMCA, with the CAI-CLAC Insurance Task Force explains more.
CAI-CLAC 2024 Leadership: Working Together to Advocate for Community Associations
October 1, 2024 marks the beginning of the California Legislative Action Committee (CAI-CLAC) 2024-2025 leadership term. CAI-CLAC is a volunteer organization consisting of homeowners and professionals serving community associations. Due to the hard work of our...
CAI-CLAC: 2024 Mid-Year Progress, Highlights and Achievements
This has been a busy and very successful year for CAI-CLAC. With the engagement of our members and the incredible work of our Legislative Advocate, Louie Brown, and his office, we have had several legislative successes so far this year. Additionally, we have produced numerous educational programs and events to further our goals of educating homeowners, business professionals, legislators and their staff members, and regulatory agencies regarding our industry and the challenges that we face.
The Latest in the CA Department of Insurance’s Sustainable Insurance Strategy
On June 12, 2024, the California Department of Insurance (DOI) released its latest step in what they are calling their Sustainable Insurance Strategy (Strategy). Keep in mind that a large portion of the target for the Strategy is residential/individual insurance. Community association insurance is a commercial policy, and therefore is subject to the sections below that impact the commercial side, while individual homeowners may also see their residential carriers impacted if they are in a planned community.
2024 Advocacy Week with CAI-CLAC: Memorial Scholarship Recipient’s Perspective
By Kami Goldstein
As the recipient of this year’s CAI-CLAC Memorial Scholarship, I have been tasked with writing about my experience attending my first in person CAI-CLAC Advocacy Week in Sacramento. Let me start by giving you a little bit of background. I am a Community Association Manager and I have been in the industry for almost 17 years. I have never been involved as a volunteer on any of the CAI Committees. In 2021, during COVID, little did I know that all of this would change.
Did Something Change in the California Insurance Market?
This is the question CAI-CLAC’s Insurance Task Force has been hearing a lot: has something recently changed in the California insurance market? There are rumors that the Governor signed an Executive Order and the Department of Insurance is promising to take some additional steps, so what exactly IS the change? I think the challenge comes in the question itself. We aren’t talking about “change” in the insurance market so much as a refocus of energy and resources that may help to move us out of the current insurance crisis.
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Administrator Coordinator
Wendy Van Messel, CMCA
1809 S Street, Suite 101-245
Sacramento, CA 95811
Phone: 916-791-4750 | Toll Free: 888-909-7403
Fax: 916-550-9488 | E-mail: office@caiclac.com