The CLAC Blog
Welcome to the CAI-CLAC blog, your resource for community association legislation, events and current news.
This is the question CAI-CLAC’s Insurance Task Force has been hearing a lot: has something recently changed in the California insurance market? There are rumors that the Governor signed an Executive Order and the Department of Insurance is promising to take some additional steps, so what exactly IS the change? I think the challenge comes in the question itself. We aren’t talking about “change” in the insurance market so much as a refocus of energy and resources that may help to move us out of the current insurance crisis.
On Friday, October 20, 2023, CAI-CLAC held its Annual Planning Meeting (APM) in Orange County. Of the more than fifty attendees, two were participating for the first time. Nicole Kardos comes from the world of Community Management, and Ryan Gesell comes from the world of Insurance. Unlike most attendees, we are not attorneys and can often provide a unique and often more relatable perspective for those living in and working with California community associations.
Below is an interview recapping our experiences participating in the 2024 CAI-CLAC APM.
By Patrick Prendiville, CIRMS The City of Laguna Niguel hosted Insurance Commissioner Ricardo Lara on August 10, 2023 in a town hall meeting to address the current state of wildfires and related implications. In front of a packed house, Commissioner Lara laid out the...
The Community Associations Institute, California Legislative Action Committee (CAI-CLAC) is committed to reviewing laws that affect Common Interest Developments (CIDs) and engaging with legislators to sponsor bills that would be advantageous to CIDs – and legislators...
A Homeowner Leader Perspective and Testimony on AB 1458 (Ta) By Betty Roth, CMCA AMS LSM PCAM, Homeowner Leader, CAI-CLAC Treasurer Assembly Bill 1458 (Ta) addresses member elections and is one of CAI-CLAC’s sponsored legislative bills this year. This bill has been...
Guest Blog By Kimberly Lilley, CIRMS, CMCA, EBP
On Thursday, July 13, 2023, the Department of Insurance (CDI) held a public workshop regarding catastrophe modeling and how it might be used to help with assessing risk in California. Currently, most states use catastrophe modeling to inform the rates that they charge. However, California Insurance Code section 1861.07 requires that all information used in ratemaking be disclosed to the public. Catastrophe modelers make money by developing a process that they consider to be superior so that the carriers in both the traditional and reinsurance market will purchase this information from them.
The Insurance Task Force of CAI’s California Legislative Action Committee has been actively advocating to address the insurance crisis impacting many California community associations. Here is the latest.
The explanation for the political process of creating legislation is referred to as watching how sausage is made because it was out of sight to the public. That phrase suggests that legislation involves unpleasant or unseemly ingredients squeezed through the political machine and magically appearing at the end as well-constructed law. While there may be elements of truth to that description, there are often times when tracking legislation feels more like watching paint dry. The real effort in shepherding legislation often involves a lot of fits and starts that make the process of advocating or opposing legislation difficult and exhausting.
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