The CLAC Blog

Welcome to the CAI-CLAC blog, your resource for community association legislation, events and current news.

 

No Harm, No Foul: 2022 Legislative Update

No Harm, No Foul: 2022 Legislative Update

This article first appeared in the CAI GLAC Chapter September/October Issue of Focus Magazine. Last year twelve bills were enacted that impacted, directly or indirectly, homeowners associations.  When the year started, CAI’s California Legislative Action Committee...

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THE CA FAIR PLAN: WHAT THE PEOPLE HAD TO SAY

THE CA FAIR PLAN: WHAT THE PEOPLE HAD TO SAY

Guest Blog By Kimberly Lilley, CIRMS, CMCA, EBP On Wednesday, July 13, 2022 the California Department of Insurance (CDI) called a hearing in order to hear from the public about how well the California FAIR Plan (FAIR Plan) has been fulfilling its role as “the insurer...

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Collection of Routine HOA Assessments Does Not Require a California Debt Collection License

Collection of Routine HOA Assessments Does Not Require a California Debt Collection License

According to the Department of Financial Protection & Innovation (“DFPI”), “routine HOA assessments” do not constitute a “consumer credit transaction” as defined under the California Debt Collection Licensing Act (“DCLA”). The collection of routine HOA assessments is not considered a collection of “consumer debt.”  

While the DFPI does not define what constitutes “routine HOA assessments,” its comments on its website suggests that collecting HOA assessments does not require a debt collection license under the California Debt Collection Licensing Act (“DCLA”). The DFPI is a department under the Business, Consumer Services & Housing Agency established to protect consumers from unfair, deceptive, or abusive practices committed by unlicensed financial services.

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INCREASED RATES OF INSURANCE DUE TO WILDFIRE RISK

INCREASED RATES OF INSURANCE DUE TO WILDFIRE RISK

CAI-CLAC & CA DEPARTMENT OF INSURANCE ASK FOR YOUR HELPGuest Blog By Kimberly Lilley As you know, communities throughout California have been experiencing dramatic insurance rate increases due to wildfire risk. These increases are not only turning association...

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AB 1101: FINANCIAL PROTECTION FOR HOAS, NEXT GENERATION

AB 1101: FINANCIAL PROTECTION FOR HOAS, NEXT GENERATION

Guest Blog By Kimberly Lilley In 2020, a bill helping to define what financial protections for associations look like came into being (AB 2912). As with every good intention, some difficulties in execution arose. You’re required to deposit funds into a bank, savings...

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