The CLAC Blog
Welcome to the CAI-CLAC blog, your resource for community association legislation, events and current news.
3 Tips for Supporting the CAI-CLAC Buck A Door (or more!) Fundraiser￼
Guest Blog By Fred Bartz Morgan Hill, HOA Board President, Temecula, CA For many businesses and associations, 2022 continues to present unanticipated circumstances and challenges. As we all navigate life with COVID-19, it continues to impact the fundraising efforts...
THE CA FAIR PLAN: WHAT THE PEOPLE HAD TO SAY
Guest Blog By Kimberly Lilley, CIRMS, CMCA, EBP On Wednesday, July 13, 2022 the California Department of Insurance (CDI) called a hearing in order to hear from the public about how well the California FAIR Plan (FAIR Plan) has been fulfilling its role as “the insurer...
Collection of Routine HOA Assessments Does Not Require a California Debt Collection License￼
According to the Department of Financial Protection & Innovation (“DFPI”), “routine HOA assessments” do not constitute a “consumer credit transaction” as defined under the California Debt Collection Licensing Act (“DCLA”). The collection of routine HOA assessments is not considered a collection of “consumer debt.”
While the DFPI does not define what constitutes “routine HOA assessments,” its comments on its website suggests that collecting HOA assessments does not require a debt collection license under the California Debt Collection Licensing Act (“DCLA”). The DFPI is a department under the Business, Consumer Services & Housing Agency established to protect consumers from unfair, deceptive, or abusive practices committed by unlicensed financial services.
What to Expect During Our 2022 Virtual Legislative Week at the Capitol
Guest Post by Pam Richardson, Esq. Each year, board members, community managers, and business partners working with community associations meet with their legislators to educate them about pending legislation and current issues affecting California’s 55,000 community...
INCREASED RATES OF INSURANCE DUE TO WILDFIRE RISK
CAI-CLAC & CA DEPARTMENT OF INSURANCE ASK FOR YOUR HELPGuest Blog By Kimberly Lilley As you know, communities throughout California have been experiencing dramatic insurance rate increases due to wildfire risk. These increases are not only turning association...
AB 1101: FINANCIAL PROTECTION FOR HOAS, NEXT GENERATION
Guest Blog By Kimberly Lilley In 2020, a bill helping to define what financial protections for associations look like came into being (AB 2912). As with every good intention, some difficulties in execution arose. You’re required to deposit funds into a bank, savings...
SB 391: Virtual Meetings During an Emergency
Guest Blog by Clint Atherton When COIVD-19 hit its initial peak in March of 2020, communities were forced to decide if they wanted to meet in person and potentially be exposed to the virus, or hold a meeting solely via teleconference/videoconference without providing...
The Impact of California’s Insurance Increases in HOAs
We are facing a crisis in the California community association industry, and many folks aren’t even aware. But, believe me, they will know soon enough. Due to the increased risk of wildfire in California, and the high expenditures made by insurance companies...
Subscribe by e-Mail
Wendy Van Messel, CMCA
1809 S Street, Suite 101-245
Sacramento, CA 95811
Phone: 916-791-4750 | Toll Free: 888-909-7403
Fax: 916-550-9488 | E-mail: email@example.com