Who We Are

The California Legislative Action Committee (CLAC) is a committee of Community Associations Institute (CAI), a national not-for-profit educational and resource organization dedicated to fostering vibrant, competent, harmonious community associations. CLAC consists of homeowners and professionals serving community associations.

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CAI-CLAC Announces Positions on 2018 Legislation

SB 1265 threatens Privacy Rights of more than 13 million Californians living in Community Associations.
Duplicative SB 721 Imposes Significant New Costs while doing nothing to improve Safety of Homeowners.

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Recent Articles

Collection of Routine HOA Assessments Does Not Require a California Debt Collection License

Collection of Routine HOA Assessments Does Not Require a California Debt Collection License

According to the Department of Financial Protection & Innovation (“DFPI”), “routine HOA assessments” do not constitute a “consumer credit transaction” as defined under the California Debt Collection Licensing Act (“DCLA”). The collection of routine HOA assessments is not considered a collection of “consumer debt.”  

While the DFPI does not define what constitutes “routine HOA assessments,” its comments on its website suggests that collecting HOA assessments does not require a debt collection license under the California Debt Collection Licensing Act (“DCLA”). The DFPI is a department under the Business, Consumer Services & Housing Agency established to protect consumers from unfair, deceptive, or abusive practices committed by unlicensed financial services.

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Administrator Coordinator

Wendy Van Messel, CMCA
1809 S Street, Suite 101-245
Sacramento, CA 95811
Phone: 916-791-4750 | Toll Free: 888-909-7403
Fax: 916-550-9488 | E-mail: office@caiclac.com

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