HOAs have experienced six years of “bad behavior” from the lending and mortgage community. Commonly, they do not foreclose on delinquent owners within a reasonable time frame (sometimes two to three years of delinquency without proactive action being taken), or they...

As the presiding officer of my HOA's Board of Directors, it's important that I, along with my fellow board members, have a good understanding of the basic governance documents we draw upon. Including those such as our CC&Rs, our By-Laws, our Policies and...